OBL-23: Research, Archival & Statistical Exemptions (Rule 16)
Applies research and statistical exemptions without using personal data for individual decisions.
Statutory scope: Rule 16 (research exemption) · Assigned to Legal / activity owner · Systems: Core Lending Monolith & Transaction Store (SYS-002); Enterprise Cloud Data Warehouse (SYS-004)
Recommended interface: Remove a required scope/ground/exemption fact; expected outcome is review or stop, not inherited permission.
Remove a required scope/ground/exemption fact; expected outcome is review or stop, not inherited permission.
Governance & Architecture
Verification Specification & Workpaper
proposed per-row review/acceptance specification; not a claim of executed statutory coverage
populated hypothetical decision/specimen; not actual enterprise execution
Canonical Statutory Grounding
Source references verified against the official Gazette of India publication baseline.
Qualifying research/archiving/statistical processor
Exemption
Necessary processing and Second Schedule standards.
Read s17(2)(b) no-principal-specific-decision condition.
Research/archiving/statistics processor
Necessary research, archiving or statistical processing
No principal-specific decision; prescribed standards (r16/Second Schedule).
Act-level exemption only if conditions met.
State/qualifying research processor
r5(1)/r16
Lawfulness, specified use, necessity, reasonable data quality, retention, safeguards, State-use intimation/contact/rights/policy standards, accountability.
s17(2)(b) no principal-specific decision remains.