Sector Playbook
Industry Playbook · Chapter 31
Banking, NBFCs, Fintech & Insurance
Reconcile DPDP Act with RBI Master Directions on Digital Lending, Account Aggregator frameworks, KYC retention rules, and IRDAI guidelines.
Critical Sector Overlays & Conflict Points
Where sectoral mandates intersect or conflict with general DPDP obligations.
1
Lending Service Provider (LSP) data segregation & restriction
2
Dual reporting: CERT-In 6-hour vs DPDP Rule 7 breach clocks
3
PMLA / KYC statutory 5-year retention vs consent withdrawal erasure
4
Account Aggregator (AA) data blind flow vs statutory Consent Manager